It's not anybody but everybody out here that sooner or later experiences what you are now. People, well parents anyway, talk about terrible twos and the horrors of teenagers but few seriously discuss what I think of as brennschluss, a term which I first came across while reading about German WW2 rocketry. It refers to the moment when the rocket engine ceases to fire but the rockets trajectory is still up, up and away. It comes to all humans, usually in the mid to late 40's when suddenly we quit deluding ourselves. Here we are, this is what we have made of our lives, reality knocks on the door. Men buy sports cars, chase young women, or turn to charitable good deeds. At 49, with good genetics, you are only at the midpoint of your life. Looking ahead from here is not dreaming....it's planning. You have 15+ working years left, 15 active retirement years, and then a more sedentary life. How are you going to spend them?